What does the Covenant of Seisin in a General Warranty Deed assure?

The Covenant of Seisin in a General Warranty Deed assures that the grantor has the legal right to convey the property. This covenant means that the grantor is stating that they hold title to the property and have the authority to transfer ownership to the grantee. It is an essential promise as it protects the buyer by ensuring that the seller has a legitimate claim to the property and is legally capable of selling it.

This is a fundamental aspect of real estate transactions because it helps establish the reliability and legality of the transfer. If there were any issues with ownership or if the grantor did not have the right to sell the property, the buyer could potentially face legal challenges or lose their investment.

The other statements do not accurately define the Covenant of Seisin. For instance, while there may be other covenants in a General Warranty Deed that address encumbrances or claims against the property, these are distinct from the Covenant of Seisin. The covenant does not make any promises regarding the absence of encumbrances or that the property can never be sold again, but rather focuses on the grantor’s authority to convey.